Are you afraid of the economy? Many people are now saying we are entering or are in a recession. Others are saying this recession will be worst than most people can remember. They are saying it will hit hard and hit almost everyone.
So when I start hearing talk like this my first […]

Are you paying attention? The Feds today woke me up with this message:
The Federal Reserve, confronted with a global stock sell-off fanned by increased fears of a recession, cut a key interest rate by three-quarters of a percentage point on Tuesday. The Fed said it was cutting the federal funds rate, the interest […]

I am having a fantastic start to the new year regarding my online earnings. I am definitely making more than January 2007. I have seen YPN (Yahoo Publisher Network), Google Adsense, TLA, and even Chitika take nice jumps forwards. My private ad deals have also began picking up very nicely!
I hope you […]

I live just north of Houston in a place called The Woodlands. It is probably the best place to live in Texas although Sugarland is often referred to as the best place. The reason that The Woodlands is left off is that it is not a city yet. it has 85,000 people […]

Have you been watching the current mortgage rates? The rates have dropped and if you are in need of a lower payment than it may be time to start talking to a mortgage professional. Check the links on the side for great mortgage rates.
Current Mortgage Rates
30 yr fixed mortgage
5.79%
5.89%
15 yr fixed mortgage
5.35%
5.45%
5/1 ARM
5.51%
5.49%
30 […]

Earlier I touched on Adjustable Rate Mortages (ARM). Now I want to jump into the fixed rate mortgages.
They say it is time to refinance when your rate is 1 percentage point higher than what you can get on a new loan. So with loan rates dipping below 6% and possibly going lower towards […]