Rebuild Your Credit with a Secured Credit Card
So, you want to build credit or repair your credit. The best way to do this is with a secured credit card. Here is why secured credit cards are the best way to repair your credit. Secured Credit Cards Gas cards and department store cards are a pretty good way to build your credit if you are just starting out, but can be tough to get if your credit is already low. Also, these cards do not help your credit as much as a major credit card … [Read More...]
Credit Card Rates Going up
Credit Card rates are going up. Banks are still catching up with the rate increases from the Fed. Overtime users will see rates ticking up as they have been over the past year. Keep an eye on it, as it is your money. The average standard variable rate is up from 13.52 percent to 13.55 percent, while the average variable rate for all classes of cards umped sharply from 12.6 percent to 12.82 percent. … [Read More...]
Save Money on Your Car Insurance
You can normally save hundreds a year on your car insurance if you do a few things. Have the appropriate deductible for you. Many people have it set for $500, you may save money if you raise it to $1000. We lowered ours to $50 and found that we liked this better and our insurance rates only went up $2 a month approximately. This peace of mind was good for us, and has actually saved us money when we have needed to replace our windshield. If … [Read More...]
Auto Insurance Tips for Canada
No matter what kind of vehicle you are insuring or which Canadian province or territory you live in, a few tips can save money. Have appropriate deductible. Many people have it set for $500, you … [Read More...]
Should You Buy or Rent
If you are only going to live somewhere for a few years, should you rent or buy a house? Let's say you buy a house and then have to sell it within two to three years. The buying and selling costs … [Read More...]
Make Your Checking and Savings Pay
Did you know that the money in your checking account could make money? Did you know that may of you are paying money each month to let the bank use your money? Why? Why not make the bank pay you to … [Read More...]
Search Terms for Credit and Loans
From time to time we like to look at the past few search terms. It is interesting to see how everyone is getting here. Since it is the end of the year we thought it would be a good time to see what … [Read More...]
Behind on Payments Here Comes Bounty Hunter to the Rescue
This is a continuation of the beginning Bounty Hunter Post. Today I had the opportunity to work with a Bounty Hunter. This bounty hunter works the Washington - Seattle area and goes out to get … [Read More...]
Bounty Hunting – Today I am Riding with a Bounty Hunter
So the other day I was in an Austin Chase coffee house near Seattle Washington. I struck up conversation with the guy in the table next to me and found out that he is a "Bounty Hunter". Intersting, … [Read More...]
5 steps to better credit scores
You are done with school. Guess what? Your grades still matter. Your credit grade will save you thousands or cost you thousands. Good credit score equals better loan rates. Lower credit score and … [Read More...]
Credit Card Users Lack Interest
Many users are paying for Christmas this year with plastic. Whip out the old credit card and say Charge IT! Those same consumers when asked what their credit card interest is have no clue. Over 60 … [Read More...]
Guide to Shopping Online
With the mall being a crazy place to shop this time of year, many people are flocking to online shops. While this has become very safe, there are a few precations one should take when using credit … [Read More...]
Credit card debt being switched to home loans despite warnings
CONSUMERS are ignoring warnings over soaring property repossessions and are transferring credit card debt on to home loans, data suggested yesterday. Despite rising levels of mortgage … [Read More...]
Merchant Accounts Accept Credit Cards on the Web
So you want to accept credit cards on the web? Seems tough? Not really. You can accept credit cards, and the process can be easy if done right. The process of accepting credit cards requires … [Read More...]
Swipeless credit cards
Swipeless credit cards are on the way. no signature needed, just a swipe of your credit wand. NEW YORK (CNN/Money) - Tired of swiping your credit card over and over because the magnetic strip is … [Read More...]
