Have you heard the news? Interest rates are dropping! The bad news is credit card rates are not. Why? The financial credit crisis at many banks has led to the banks raising rates instead of lowering the credit card rates.
People with great credit scores can still find some pretty good deals, […]

Recently a reader has asked why I am posting credit rebuilding tips. I suppose with all the new readers this is something I should explain.
More Merchant is a site based on saving and making more money than you presently do. We will help you make more money through online and offline things such […]

It has been a long time since we posted a reader’s question. We used to do this regularly and the more we did it the more question’s we received. So without waiting any longer here is another reader’s question.
Reader’s Question
How often does your credit score goes up, does it go up every 6months […]

Someone at the office this week told me that a banker told him that it is better to have 2 credit cards and pay them off each month than 1. I have heard this credit tip before, but do we really know this to be the case?
The credit reporting agencies seem to like available […]

I got invited to give Mint.com a tryout. I have spent about 2 minutes on it so far so nothing really cool to tell you.
What I see right off is that it asks for your account login info to bank accounts, saving accounts, credit cards and others.
I will give you a review […]

Don’t own a home or plan to buy one anytime soon? Well, listen up because the fallout from the country’s mortgage problems could still affect you.
Several credit card companies in recent weeks have started to jack up rates for some customers, and other lenders are tightening standards for auto and personal loans.