MoreMerchant – Page 2

2023-2024 housing bubble: is there a potential for a bubble pop?

October 23, 2023 MoreMerchant

The housing market has been on a tear for the past few years, with home prices rising at record rates. This has led to concerns that a housing bubble may be forming, and that a bubble pop could be on the horizon in 2023 or 2024.

There are a few factors that could contribute to a housing bubble. First, home prices have been rising much faster than incomes, making it more difficult for people to afford to buy a home. Second, there is a shortage of homes for sale, which is driving up prices. Third, interest rates are still relatively low, which is making it more affordable to borrow money to buy a home.

However, there are also some factors that could help to prevent a housing bubble pop. First, lending standards are much tighter than they were in the lead-up to the 2008 housing crisis. This means that borrowers are less likely to default on their mortgages. Second, there is a strong demand for housing from millennials, who are now the largest generation in the United States.

So, what is the likelihood of a housing bubble pop in 2023 or 2024? It is difficult to say for sure. However, there are some factors that could contribute to a bubble, such as rising home prices, low inventory, and low interest rates. However, there are also some factors that could help to prevent a bubble pop, such as tight lending standards and strong demand from millennials.

Here are some things to watch for in the coming months and years to assess the likelihood of a housing bubble pop:

Home price growth: If home prices continue to rise at a rapid pace, this could be a sign that a bubble is forming.
Inventory levels: If the number of homes for sale remains low, this could also drive up prices and increase the risk of a bubble.
Interest rates: If interest rates rise significantly, this could make it more difficult for people to afford to buy a home and could lead to a decline in demand.
Economic conditions: If the economy were to enter a recession, this could also lead to a decline in demand for housing and a decrease in prices. If you are thinking about buying a home in the next few years, it is important to be aware of the risks of a housing bubble pop. One way to mitigate your risk is to buy a home that you can afford, even if prices were to decline. You should also consider making a larger down payment, so that you have less equity to lose if prices do go down.

It is also important to remember that the housing market is cyclical. There will be times when prices are rising and times when they are falling. If you are buying a home for the long term, you should not be too concerned about short-term fluctuations in prices.

Are we in a Bubble – Will Inflation or Deflation Happen

March 31, 2021 MoreMerchant

Have you ever blown bubbles with toddlers? What do they do when you blow them? They pop them and laugh! What happens when the government dumps so much money into the system? A bubble? What happens next?

Bubbles pop. Government caused bubbles are not different. Government can’t print money and print money and print money without a bubble occurring.

There is so much money out there, we may have some inflation. A bit, yes, but I don’t think it will be devastating. I think the opposite may just happen. Not I am not financial expert. I am just talking here with no real knowledge. When the government can’t print anymore money and keep things artificially inflated, then I expect the opposite if inflation. I expect deflation. People will realize that there isn’t as much money to go around, people will start to feel their checkbooks tighten.

I am seeing a bubble in everything from the stock market, to housing, to cryptocurrency. I believe it could all crash with a big pop. What do you think?

Possibly more to come on MoreMerchant.com.

Have You Prepped Your Christmas Marketing YET?

March 20, 2021 MoreMerchant

Have you started your Christmas marketing yet? No?! You are late! I have been working on my sites and social media that will target well during the Christmas shopping season for a few weeks. From now till the end of December I intend to increase my blog earnings almost 50%.

Starting early is the only way to reap the benefits of a huge online shopping season. To get into Google and the other search engines you must make those blog posts now.

I have even started a few more blogs on things that I believe will do very well this Christmas shopping season. Always fun to see the money start to roll in and I am already making money off these new blogs.

Now is the time to jump in to your Christmas marketing. Don’t wait any longer. This tip can and will make you more money if you get on it today.

Review: Scoro End to End Business Management

February 12, 2021 MoreMerchant

Scoro states they are an award-winning end-to-end business management software loved by agencies and consultancies around the world. With Scoro, you can manage your entire workflow all in one place, from the first hello to the final invoice. By combining a robust suite

of project management, CRM, billing and reporting tools all in one place, Scoro enables you to streamline work, automate routine tasks and ensure a business runs as smoothly and efficiently as possible.
Powerful API integrations connect Scoro to dozens of tools you already know and love, from Zapier and Google Calendar to Mailchimp and Xero. With excellent reviews from clients around the world, Scoro has been listed in the Technology Fast 50 list by Deloitte, in the Inc. 5000 list, and has also been selected as one of the top software companies in EMEA by G2.

Scoro is a decent collaboration tool.

What do you like best?

I really like the function of managing contacts in scoro and more specifically the ease of viewing contracts, assigning the contracts to projects and keeping an eye on invoices. Great to assign tasks to different people.

It’s great that you can make your own front page view with things that are important to you, including paid invoices, unpaid invoices and active proposals.

What do you dislike?

Managing IT related projects is rather bulky there or we have just not gotten to a point where we have a solid and unified system to filing all the information in Scoro. It’s sometimes hard to find information about a related client from the client view and it might get a little messy if different tasks are completed and time entries are inserted.

When someone assigns a time to the calender to a certain client profile, them there could be a different view for assignments from calendars rather than being in completed stuff under the client. I sometimes use this completed list to look what has been done but mostly to search for recent tasks.

Cost. I ended up not recommending this product simply because of the cost alone. There are hidden costs you will not know about until it is too late. Their pricing model is geared for bigger businesses, and can cripple smaller ones. The pricing is by user. If you get the most basic of plans (with a 900 onboarding charge), you will realize that all the things you actually need to make the program effective are on the next tier up.

Recommendations to others considering the product:

In my opinion, in terms of web development if the projects get large then it gets difficult to filter all the information and see the progress of the project.

What problems are you solving with the product? What benefits have you realized?

Managing a project with different team members. Assigning tasks and keeping track on deadlines. Finding information about clients from Scoro.

Creating contracts and sending out offers; creating new projects. It’s nice to see when a team member, for example a developer has completed some tasks then I can quickly see what has been done by the developer, when and how much there still is to do. Another great thing if every person fills their tasks in scoro correctly, to see references for future projects for how long some task or project might take time.

Fieldwire Review

February 9, 2021 MoreMerchant

Fieldwire is an end-to-end jobsite software solution for the construction industry. With its mobile application, Fieldwire connects the project team — from the subcontractor’s foremen to the general contractor’s project manager. This enables efficient and real-time information sharing. Currently it is stated that it has been used on more than 800,000 projects worldwide and Fieldwire has saved its users millions of dollars by powering clear and efficient communication between the office and the field.

Fieldwire focuses on the effective collaboration of field workers around three core use cases: – Plan viewing & versioning with collaborative markups – Issue tracking with regular and 360-degree photos, annotations, check lists – Task management & scheduling Fieldwire works both offline and online allowing users to continue working in conditions where little or no network connectivity is available.

Fieldwire it a functional software for easy project management, and the workflow management works very perfect also.

Scheduling and reporting of financial, easy payment collection, Fieldwire provides the best ability for the user to have a successful projects.

Free trail its also available for the new users, as well as a reliable and effective training on the tool usability.

What do you dislike?

Nothing for me at the moment to quote about the product performance and the features functionality.

Recommendations to others considering the product:

Fieldwire its a very easy tool to set up and the management capability its quite effective on different projects and easy to access the plans.

What problems are you solving with the product? What benefits have you realized?

Very easy accessing any drawing through the tool.

The various workflow management.

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