Nearly one in four credit reports contains an error serious enough to seriously damage your credit, according to a watchdog consumer group.
U.S. Public Interest Research Group’s 2004 survey titled, “Mistakes Do Happen: A Look at Errors in Consumer Credit Reports,” also concluded that almost 80 percent of the 200 reports reviewed contained some mistakes.
1. Not Me – things on credit reports that are not even you. Happens alot. Be careful and ready to dispute.
2. Completely Wrong Info – This is often from another relative, but shows up on your credit report.
3. I have not moved – Often credit reports will show that you have moved. This may not seem like a big deal, but creditors often like to see that you are steady and not going to skip town.
These are the 3 top credit report mistakes. Lower credit scores cost you thousands of dollars. You will pay higher interest rates, higher insurance rates, and lower credit scores can even cost you jobs. So check your credit, and avoid the top 3 credit report mistakes.
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