How do I get my credit score from 509 to 700
It has been a long time since we posted a reader’s question. We used to do this regularly and the more we did it the more question’s we received. So without waiting any longer here is another reader’s question.
Reader’s Question
How often does your credit score goes up, does it go up every 6months with on time payments, or every month with on time payments.
I need an answer to this credit score question because I want my credit score to reach 700 soon. My score is now 509, but if I make payments from here and out on time, how long would it take for my credit score to reach 700. I don’t have have any credit card debts just hospital bill collections, and utility bill collections thats no more than $6,000.
Reader’s Answer:
It will take a lot of time or some credit repair to get it up from 509 to 700.
Collections stay on your credit report for 7 years whether you pay them or not…unless you request and they accept a “pay for delete.”
If I were you, I would learn how to repair your credit. Credit repair is free.
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