Motorola added a new feature on Wednesday to the already versatile cell phone: credit card capability. The world’s second-largest cell phone maker unwrapped M-Wallet, a technology that allows users to pay bills, purchase products, or transfer money using their cell phones. M-Wallet, a software application that consumers and merchants alike can download from the Internet, also allows retailers to market goods and services directly to customers’ cell phones.
Merchants can send virtual gift cards directly to customers’ cell phones. Customers can then redeem the gift cards via the phone or at the store location. M-Wallet will work with any cell phone network, including GSM (global system for mobile communications), CDMA (code division multiple access), and with any device. The software is compatible with Symbian, PocketPC, Palm, J2ME (Java 2 Micro Edition), Brew, and SimTK.
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