Question by INSPECTOR CLOSEAU: does lending tree give loans to people with very bad credit ?
I have really bad credit and need a loan desperately will they give me a loan . i can pay it back in 3 years time. but will it be really hard for me to get a loan ?
its for a personal loan . I am willing to pay 30 percent intrest. And I will be able to pay it back . in 3 years with the job I am about to be getting . I just need the money now to take care of some things.
Best answer:
Answer by Xia
No one gives credit to someone with bad credit… especially the way the economy is. Maybe if you had collateral…
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There are people out there who will give you a loan with bad credit, but with umpteen fees and finance charges through the roof!!
Are you talking about a personal, signature loan, or a home equity loan?
When you say you can pay it back in 3 years time, what percentage rate are you figuring in that? That is a HUGE difference.
And if you are that badly in debt now, or need that money so bad now, how would you be able to pay it back when your finances seem to be at the outer limits at this time?
Sorry if this sounds at all mean, i wasn’t trying to be. I have terrible credit, too. I am just trying to provoke some thought.
OF COURSE THEY WILL NOT GIVE YOU.YOU HAVE A BAD RECORD.HOW CAN THEY GIVE YOU.If you are under blacklist, they won’t give you at all even you force them to make a loan.
Lending Tree doesn’t give loans. They are a service that allows you to complete an application to be submitted to banks in their network (Bank of America, Wells Fargo, etc.) Since a lot of these same banks are the ones in dire straits right now for all of the sub-prime (bad credit) lending they’ve done over the past few years, chances are slim to null. If you are a member of a credit union, they might be able to help, especially if you have a co-signer. Otherwise, you really don’t have a lot of legitimate options during the current economy. Of course, it also depends on what the loan is for. For example, if it’s a school loan, then you may be okay, if it’s a car loan or a personal loan, then not so much.
Online scams especially this type have doubled in the passed year.
Be careful.
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buildcredit.ifastnet.com – try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.