Reader’s Question:
Credit Cards! Help!?
Does anyone have an idea on which credit card would be an ideal one for a first time? I just turned 18 and even though I don’t want one, it just seems like something you need these days. Help!
Readers Answer:
Capital One. When my son turned 18 they offered him one designed for teens with a spending limit of either $500 or $1,000. It seemed like the ideal card to teach him credit card responsibility.
MoreMerchant doesn’t totally agree with this answer on a first credit card. We recommend a secured credit card at your local bank. Start with $500 or so, and work your way up. A Secured credit card helps you build credit in a safe way.
