Many companies will launch advertising campaigns at various times of the year offering 0% introductory rates. These are designed to reel you in as a new customer, and you must shop the rates that will be offered once the introductory offer expires. If interest rate is your key concern, an air miles card is probably a poor choice for you, because rates on these cards can be fairly high. In short, if you’re carrying a balance, look for a low-rate card, not a travel benefits card.
Great Credit Card Offers
Remember that there can be several “annual fees” or “membership fees” for each kind of card. Many offer standard, gold or platinum choices, and the price rises with the privileges and credit limits available at the higher levels. Capital One’s No Hassle Rewards does not impose an annual fee, but you must have excellent credit to qualify for it. You might find other no-fee cards in your research. Be careful: sometimes, “no fee” simply means it is waived for only the first year. Watch out for the bait and switch. Advertise a great offer than switch it on you.
Low APR Credit Cards
Lowest Minimum Miles for a Trip
Gone are the days where you had to spend $25,000 before travel rewards were available to be used. Minimums are lower, but you will still need to save big amounts of reward points for the big trips. Some great offers we have seen lately are from Wachovia, as well as some of the local area banks. Also sone internet cards are offering great deals due to the savings in advertising on the internet. Great Credit Card Offers Online
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