2008 October

5 Tips to Save You from Disastrous Credit Fraud

October 13, 2008 By MoreMerchant

Tips on how to protect yourself from credit fraud

Identity theft and credit fraud are some of the most terrible crimes committed to credit card holders. If unfortunate, one can lose a lot of money once his personal information gets stolen and used by thieves. So, it is best to take necessary steps in order to be protected. Here are a few tips:

• One should sign his new credit card immediately upon receiving it. If the card received is a replacement for an old one, the old one should immediately be disposed off properly by cutting it to several pieces.

• All billing statements and receipts should be shredded if it is time to dispose them. This is to protect all the personal information indicated there so that identity theft can be avoided.

• Protect your credit card details at all times so sending a fax with your card number on the paper should be a no-no. The number can be exposed to so many people prior to its delivery to the target recipient. Do not disclose the credit card number carelessly to anyone unless you have established the credibility and trustworthiness of that other party.

• If you are going to transact online, make sure that you are using a URL that begins with “https”. The “s” signifies that the site is secured for payments. There should also be a padlock symbol at the right hand corner of the screen to symbolize that there is a facility for secured payment.

• Report to the credit company immediately if you have any doubts about identity theft or fraud in order for the matter to be attended with promptly and quickly.

These simple tips can help avoid any hassles caused by malicious intentions of other people especially where finances are concerned.

How to Raise Your Credit Scores 25 to 100 Points in 48 Hours, Guaranteed! (Debt Free Forever: Payoff All Your Credit Cards Without Increasing Your Income Or Getting A Second Job)

Amazon Best Seller: How To Raise Your Credit Scores 25-100 Points In 48 HoursLearn why this book is No 1 on Amazon in Personal Finance & Money Management”After reading this book and applying her principals I… Price: 0.00

Self Help; with illustrations of Conduct and Perseverance

This book was converted from its physical edition to the digital format by a community of volunteers. You may find it for free on the web. Purchase of the Kindle edition includes wireless delivery…. Price: 0.00

Filed Under: Credit Cards, Featured, Misc, Self Help Tagged With: credit fraud, credit tips, fraud, safety

Credit Cards for Low Credit Scores

October 13, 2008 By MoreMerchant

As you know I often try to touch on credit card issues. We know that many families are ruined because of credit cards. So I recommend being extra cautious when it comes to credit cards and your finances.

Here is a site where you can get credit cards for bad credit. This credit card research site can give you tips and help you find the best credit card for your situation. Possibly you have bad credit and need some help rebuilding your credit score. Well give this credit card site a shot, it may be just what you are looking for.

This site gives easy to read credit card information. Research any credit card you are considering and make sure you have the one that best fits your needs.

Credit Score Blueprint: Tips, Tricks and Secrets to Building a Perfect Credit Score

Surveys show that 52% of Americans do not understand how credit scores work. And of those who have a general knowledge of credit scores, the vast majority of Americans are misinformed as to which factors affect their score.Your… Price: 0.00

DEBT FREE FOREVER: Payoff All Your Credit Cards Without Increasing Your Income Or Getting A Second Job (How To Raise Your Credit Scores 25-100 Points In 48 Hours, Guaranteed)

Eram Saeed, brings another guide for her readers to help payoff debt while doing effective credit repair at the same time.These strategies are simple and designed in a manner that anyone can put them to use to become… Price: 0.00

Filed Under: Credit Cards, Credit Score Tagged With: credit, Credit Cards, credit repair, Credit Score

You Won’t Believe What’s on Your Credit Report!

October 3, 2008 By MoreMerchant

Free credit reports are available every year

All citizens of the United States are given their free credit score report every year. The reports come from the three credit reporting bureaus namely: Equifax, Experian, and TransUnion. In the past, these reports cost almost $10 for a copy. The free copies can be sent online but the process is not automatic. The consumer should file a request first so the free copy can be processed for delivery.

There is a central site where a person can go to file his request. The sole site to visit is the AnnualCreditReport.com, the only one that has been authorized to become the access point for all the free credit score requirements of the public. The quickest way to file is online but phone calls are still very reliable ways to start the process going.

Everyone who [Read more...]

CREDIT SCORE WARRIOR

Living a successful financial life requires more skills and tools than merely knowing how to balance your budget. The author, a professional credit and debt consultant, reveals extraordinary warrior tactics to catapult your cash flow into the stratosphere. Quicker than… Price: 16.95

Me! Me! Me! Which Inner Self is Running Your Life?

Would you like to understand yourself better, including why you make the decisions you do and have the feelings you have? Are you conflicted about some aspects of your life? Would you like to have greater choice in how you… Price: 0.00

Filed Under: Collections, Credit Cards, Credit Reports, Credit Score, Featured, Self Help Tagged With: credit repair, Credit Score, FICO