4 Tips for Getting the most from Your Credit Cards

On September 19, 2008, In Credit Cards, Debt Consilidation, Featured, Loans, Save Money, By MoreMerchant

Credit card holders should know how to handle their credit cards carefully and properly. This is in order to get the benefits and have a better shot at living with freedom and convenience that really come with a Visa or Mastercard credit card. Here are a few simple tips on how one can get the most of yourcredit card.

Pay promptly ALWAYS. This is the most basic yet the most important of all the tips. If this is completely covered then there is a big chance that one can preserve and hype up his credit ratings. Just make sure you pay the minimum balance required or pay some extra amount if you can afford it. Paying the full amount too can save a lot on interest charges. (more…)

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Hurricane Ike and Me

On September 12, 2008, In Misc, By MoreMerchant

Thank you for all your emails making sure I am ok. Yes I am near Houston and am waiting for Hurricane Ike. I am posting my updates as long as I have internet at http://jakerinard.com.

Drop by and comment.

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3 Credit Scores – Why and How to Help your Credit Score with Experian

On September 10, 2008, In Collections, Credit Score, Debt Consilidation, Featured, Loans, Save Money, Self Help, By MoreMerchant

Experian: One of the big three in credit reporting

Experian is one of the three credit bureaus that store, maintain, and manage every consumer’s credit record. The company poses as a major credit-reporting agency that handles financial information, analysis, and processing of financial records.

Every year, a person can get a free copy of his credit history record from the 3 bureaus. These records summarize all of the credit transactions ever made by a person and the score that is indicated in it will spell out his credibility for mortgage approvals.

The Experian credit report serves as a document that compiles all the credit reports from the various credit or lending companies. The free copy of the summary can be distributed online once the identity of the requesting party is confirmed. The FICO score (more…)

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Advantage of Discover Cards

On September 10, 2008, In Credit Cards, Credit Reports, Credit Score, Featured, Misc, Save Money, By MoreMerchant

The advantage of using Discover credit cards

In the United States, the Discover Card is considered a major card, which actually isn’t a rival of Visa or Mastercard. One of the major advantages of having one inside your wallet is the cashback offer that comes with it whenever you make any transaction with their merchants.

Back in 1985 when Sears started the Discover credit card, a large consumer base quickly adopted the credit system since at that time, the annual fee was waived, a practice that is pretty much uncommon those days. Along with the free membership is the high credit limit that is offered to the cardholders. The same credit card was also the only one recognized by the US Customs for payment of customs duties.

Now, as if those (more…)

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