2008 August

Credit Scores and Retail Credit Cards

August 16, 2008 By MoreMerchant

Here is a quick post on Revolving Credit Card Lines and how they can affect your credit score. This seems so basic that everyone would understand. But, time and time again I see people in front of me in line at various retail stores who agree to get a credit card to save 10% on today’s purchase.

Do they really think the couple of dollars they save today is worth hurting their credit score for years to come? Credit Scores can make your life better or worse.

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Credit Score Blueprint: Tips, Tricks and Secrets to Building a Perfect Credit Score

Surveys show that 52% of Americans do not understand how credit scores work. And of those who have a general knowledge of credit scores, the vast majority of Americans are misinformed as to which factors affect their score.Your… Price: 0.00

Filed Under: Credit Cards, Credit Reports, Credit Score Tagged With: Credit Cards, credit scores

Saddleback McCain and Obama Forum with Rick Warren – Who Won?

August 16, 2008 By MoreMerchant

In tonight’s Saddleback Forum with Obama and Mccain, it was McCain who clearly one. McCain shoes independents and conservatives that he can be a real person while his experience will help him lead.

Obama was not at the top of his game. To me as a young voter I was [Read more...]

The Bones: Us and Our Dice (Misc)

This isn’t about math. It’s about unlucky breaks and victory against all odds. This isn’t about percentiles and probabilities. It’s about late-night game-ending rolls where everything hinges on that climactic moment when one single die skitters across the table and… Price: 18.95

Prentice Hall Molecular Model Set For Organic Chemistry

This kit enables users to build virtually all simple molecules encountered in organic chemistry. Includes space-filling models that simulate the true shape of saturated compounds. Provides open models that form realistic single, double, and triple… Price: 64.00

Filed Under: Misc Tagged With: McCain, Obama, politics, Saddleback

Credit Score and How it Affects You

August 15, 2008 By MoreMerchant

So you’ve managed to max out your credit card for some emergency reasons. Now you’re waiting for the billing statements that you know very well will be very much of a burden on your shoulder for the next few paying months. If you’ve been around the credit world for some time now then you know what the traps are in credit, if you’re a newbie then you should know that whatever you do and do not do about your existing credit will always affect your credit score.

First off, a good credit score poses a lot of benefits for you in case you need to apply for a mortgage either for purchase of a house, car, or any emergency needs. If you have managed to maintain an impressive record then it will not be very difficult for you to get an approval. Best of all, you can also bring home a nice, affordable interest rate on your loans. [Read more...]

Metallic Foil Origami Paper: 18 5-7/8 x 5-7/8 Sheets in 9 Colors (Dover Origami Papercraft)

Origami creations take on a shiny new look with these colorful metallic foil papers. In addition to silver and gold, the shimmering assortment of hues includes burnt orange and tangerine, sapphire blue, spring and forest green, magenta, and violet. 2… Price: 5.95

Improve Your Credit Score In 5 Easy Steps! No Matter How Much Debt You Have Now

Seeing your credit score go down the drain because you’re drowning is debt is a terrible feeling, but it is one that you can easily avoid.Follow these 5 easy steps to improve your credit score – no… Price: 0.00

Filed Under: Credit Cards, Credit Reports, Credit Score, Misc Tagged With: Credit Score, mortgage

Is Online Advertising Growing

August 12, 2008 By MoreMerchant

I am using Google Insights more and more for my online research. I use this for many things but lately to help me decide to launch a blog or not. So let’s say I want to launch a blog on fireworks I do some research to target my market and to see if Fireworks is a growing market or not.

Today I have been researching advertising or more specific internet advertising or dollars being spent on advertising online. The growth in online advertising dollars seems to be huge. For one my pocket book thinks so.

But, does the chart actually back up all the talk?
The blue line is online marketing which doesn’t seem to be bullish or bearish. It seems stagnant. One would think this would trend upwards. So I typed in Google Adwords (red line) to gauge advertising a bit deeper. It is growing nicely with a nice trend upwards. Definitely a slow bullish trend for Adwords.

I wanted to verify the online marketing stagnation so I typed in online advertising which is the orange line. You see it duplicates the very stagnant online marketing.

>> Is online advertising dollars actually growing? I think so, but this Google Trend doesn’t seem to agree.

As I looked deeper Google Trends put these as the top search results which could help us nail this down a bit more.
1. online internet marketing
2. online business
3. marketing online business
4. online advertising
5. free online marketing
6. web marketing
7. online marketing jobs
8. marketing research
9. online marketing research
10. media marketing online

No huge surprises here. I feel that the online advertising industry is growing, Google Adwords/Adsense is growing at a much faster rate than the rest of the industry as one would expect. But, the industry may not be as healthy as one would gather from the word on the street.

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Create Your Own Blog: 6 Easy Projects to Start Blogging Like a Pro

Want a personal or business blog of your own? It’s easy! In this simple guide, one of the world’s most experienced bloggers walks you through every step, from getting started to building a worldwide audience. Tris Hussey covers… Price: 24.99

Filed Under: Blog Advertising, Blogging, Featured, Make Money on Web, Misc, Online Advertising Tagged With: advertising, Google, internet, marketing, online