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Current Mortgage Rates

November 29, 2007 By

Have you been watching the current mortgage rates? The rates have dropped and if you are in need of a lower payment than it may be time to start talking to a mortgage professional. Check the links on the side for great mortgage rates.

Current Mortgage Rates
30 yr fixed mortgage
5.79%
5.89%
15 yr fixed mortgage
5.35%
5.45%
5/1 ARM
5.51%
5.49%
30 yr fixed jumbo mortgage
6.64%
6.65%
5/1 jumbo ARM
6.03%
6.00%

The Student Loan Scam: The Most Oppressive Debt in U.S. History and How We Can Fight Back
The Student Loan Scam: The Most Oppressive Debt in U.S. History and How We Can Fight Back

The Student Loan Scam is an exposé of the predatory nature of the $85-billion student loan industry. In this in-depth exploration, Collinge argues that student loans have become the most profitable, uncompetitive, and oppressive type of debt in American history…. Price: 20.00

Interlibrary Loan Practices Handbook, Third Edition
Interlibrary Loan Practices Handbook, Third Edition

In their definitive new Interlibrary Loan Practices Handbook, editors Weible and Janke clearly explainthe complexities of getting materials for patrons from outside the library. This collection presents acomplete view of the interlibrary loan (ILL) process, with contributions from all areas… Price: 85.00

Filed Under: Home, Loans, Save Money

Fixed Rate Mortgages

November 29, 2007 By

Fixed Rate MortgagesEarlier I touched on Adjustable Rate Mortages (ARM). Now I want to jump into the fixed rate mortgages.

They say it is time to refinance when your rate is 1 percentage point higher than what you can get on a new loan. So with loan rates dipping below 6% and possibly going lower towards the end of the year it may be time for you to refinance your home loan.

Have any questions on your fixed rate mortgage? Well, many do, just be glad that you aren’t stuck in a ARM loan that you can’t afford. At least with a fixed rate it is easy to compare and see if you should refinance that mortgage. Just remember the 1%. That is a good place to start.

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Home: A Novel
Home: A Novel

Hundreds of thousands were enthralled by the luminous voice of John Ames in Gilead, Marilynne Robinson’s Pulitzer Prize–winning novel. Home is an entirely independent, deeply affecting novel that takes place concurrently in the same locale, this time in the household of Reverend… Price: 25.00

How to Save More Money: 349 Tips to Help You Keep Your Hard Earned Cash
How to Save More Money: 349 Tips to Help You Keep Your Hard Earned Cash

#1 Best Seller for Amazon Kindle in Budgeting#1 Best Seller for Amazon Kindle in Money ManagementHere’s what other readers are saying:”When I bought this book I was afraid it would be the same old rehashed Price: 0.00

Filed Under: Featured, Home, Loans, Real Estate, Save Money Tagged With: , , , ,

Time to Refinance – ARM and Conventional Loans

November 29, 2007 By

What does HOME EQUITY mean?The Mortgage loan industry continues to be tricky. Mortgage rates have begun to trickle downwards over the past few weeks. They are now settling down to early summer / late spring mortgage rate levels.

People are looking to refinance especially those in the middle of a Adjustable Rate Mortage (ARM) mess. Is it time for you to look for a different mortgage? With the Fed rates probably being lowered at least another quarter point in December it may be time to start looking, expecially if you are in a ARM Loan scenario.

HBR's 10 Must Reads on Leadership (with featured article
HBR’s 10 Must Reads on Leadership (with featured article “What Makes an Effective Executive,” by Peter F. Drucker)

Go from being a good manager to an extraordinary leader.If you read nothing else on leadership, read these 10 articles (featuring “What Makes an Effective Executive,” by Peter F. Drucker). We’ve combed through hundreds of Harvard Business Review articles on… Price: 24.95

Coupon Millionaire: How to Save Money and Make Money with the Art of Couponing
Coupon Millionaire: How to Save Money and Make Money with the Art of Couponing

• Have you ever bought $100 worth of groceries for only 6 bucks?• Did you ever leave a store with more money in your pocket than when you went in?• Have you ever had so much… Price: 0.99

Filed Under: Featured, Home, Loans, Misc, Save Money Tagged With: , , , ,

How Long Does it Take Bloggers to Get 1st Check

November 29, 2007 By

I am asked how I make money online. When I go into detail everyone is so eager to do what I have done. It is understandable. I make a lot of money on the net and people see it as easy money.

Is it easy? Well yes and no. It is pushing keys on a keyboard. That is easy. On the other hand it takes time and persistence. It doesn’t come fast. You have to write, you have to market, you have to plan etc…

The money doesn’t come fast. It grows steadily, but don’t expect to et rich overnight. Nothing is that easy. If it was we would all be loaded.

So how long did it take you to get your first check? You can post anonymously if you like but I would sure like to hear the average length it takes people to get their first check.

Also how exciting is that?! It is awesome!

WordPress Power Guide - Using WordPress to Blog Your Way to Success - Blogging Guide
WordPress Power Guide – Using WordPress to Blog Your Way to Success – Blogging Guide

Attention: New Book Intro Price -The Price of this Book will Increase to $9.97 Soon!WordPress Power Guide Go Beyond The Basics and Make Your WordPress Site Rock Are you already using WordPress on your… Price: 3.97

Want To Lick Them? (The 'Readers Featured' Range)
Want To Lick Them? (The ‘Readers Featured’ Range)

WARNING! – STRICTLY ADULTS ONLYIf you are not an adult, please close this window immediately, or click to another page!————————————————————————————————————The ‘READERS FEATURED’ RangeThis is the second in an exciting new… Price: 0.00

Filed Under: Blogging, Featured, Make Money on Web Tagged With: ,
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