What is the right Emergency Fund

June 24, 2007 by MoreMerchant · Comment
Filed under: Misc, Save Money, Savings and Checking Accounts 

Credit.MoreMerchant.com is talking about How much Emergency Fund which started from simple dollar. This is a great subject to be talking about. Many people think surviving paycheck to paycheck is good enough. The more we talk about saving and the reasons we save the more people will save.

My Blogging Earnings

June 23, 2007 by MoreMerchant · 2 Comments
Filed under: Blogging, Make Money on Web, Misc 

It looks like the month of June will be my top earning month on the net. I have never made the huge checks like other sites but I have always done well for being extremely part time.

This month I should top out at over $1300. Pretty decent for a part time job. This money comes from a few sources:
* YPN!
* Text Link Ads
* Chitika
* Kontera

My top earnings are from YPN! followed by a quickly growing Text Link Ads. Chitika and Kontera are just small money earners that pay for hosting and domains. This is the first time I have announced my earnings. They are not specific but many readers have asked me how much money I earn. While this is a somewhat tacky question, I felt that I would answer.

I fully expect backed by past growth rates to be around $2000 a month by end of Fall and $3000 by early Spring.

Not bad for part time guy.

Yahoo’s Quality-Based Pricing

June 17, 2007 by MoreMerchant · 4 Comments
Filed under: Blogging, Make Money on Web, Misc 

Yahoo! Publisher Network released Quality-Based Pricing almost 2 weeks ago and I am beginning to formulate my thoughts. I have kept quiet on my blogging network as well as not posting comments on other sites. I wanted to see results. I read a lot of complaining on various sites, but there were no facts. I needed to see numbers and I knew all the complaining in the world wasn’t going to change what YPN had done.

The results are in and I am very pleased with Yahoo’s Quality-Based Pricing. I am making almost 50% more than before Quality-Based Pricing took affect. Read more

Mortgage Insurance or Life Insurance

June 17, 2007 by MoreMerchant · 1 Comment
Filed under: Home, Insurance, Misc 

What does HOME EQUITY meanWe closed on our home over a month ago and daily we have received mail from various companies offering us life insurance to cover our mortgage. It is a low rate and sounds great on the surface.

They will even add it into my mortgage to make things easier. At first glance this mortgage life insurance is nice, but is it the best deal for you?

Here is the problem with this type of mortgage insurance. You pay the same rate even though you owe less on your mortgage. The rate never goes down even though they will payout less.

So if you want life insurance go buy it directly from a life insurance agent and this way you will get what you pay for.

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