More Merchant.com

Are you looking for a credit card that gives you cash back? Cash back credit cards are becoming more and more popular. The terms of these cards are getting better at the same time.

What to look for when choosing a cash back credit card:
1. Annual Fee on the credit card
2. Percentage of cash back
3. Is there a maximum cash back
4. Check what percentages at what levels. Some cards pay good percentages back but only after you reach a certain level.
5. Always check the interest rates on credit cards.

These are the 5 things I would recomend looking at when choosing a cash back credit card. Choose the correct one and reap some great cash back on your credit card.

The Commerce Department just released its 2006 personal-savings figures. People didn’t save. In fact, nationwide they spent 1 percent more than they earned. That’s the poorest showing since the Great Depression, and it’s getting worse. So if you feel you’re contributing to this troubling trend, I have some ideas to help.

The facts suggest we all need to take some bad-tasting medicine for getting — and staying — out of debt. As the expression goes, when you’re in a hole, stop digging. If you’re in debt, that means putting a halt to the behaviors that got you there. If you’re out of debt, it means leaving the shovel alone. (more…)