Best way to live within your means?
Know what it is?
Probably the best way to not spend more than you make is by tracking everything you spend!
Track it all, look at it, review it, and then challenge yourself to spend less.
[tags]best way to save money, track debt[/tags]
How often have you said to yourself that you would really like to save more each month but you just cannot afford it? While there are many things you can do to find ways to reduce your expenses, thus freeing up money for saving, I wanted to focus on an easy way to get started towards your savings goals.
Online Savings Accounts.
To start an automatic savings plan, sign up for an account with one (or all) of the leading online savings institutions, such as HSBCDirect, EmigrantDirect or INGDirect.
Read the full article at: My New Choice
Dear Debt Adviser,
I work for an organization and routinely front for expenses and am later reimbursed. Recently, I charged more than $75,000 on credit cards for expenses. My question: Is it worth it to transfer the $75,000 to a zero-interest card and deposit my reimbursement money into a high-yield savings account? Or am I playing with fire at that level of debt? Thanks.
– Jared
Dear Jared, (more…)
How to sidestep the credit card traps
ARMING yourself with information is one of the bestways to avoid credit cardtraps.
Finance experts say credit card providers benefit from customers who are not fully aware of terms and conditions. Bank coffers are overflowing with interest, fees and charges from customers indifferent to the fine print.
The nation’s credit and charge card debt of $37.3 billion in October is set to soar following the Christmas and new year splurge. (more…)