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Credit Card Rates Remain Steady

December 30, 2006 By

Credit Card Rates have remained stable due to the Fed remaining steady on interest rates. There was the thought that the Fed was preparing to drop the interest rates, but in light of recent financial news that suggests a hotter US business market than though, the rates will most likely stay the same or even be raised the next time the Feds meet.

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Home, School, and Community Relations
Home, School, and Community Relations

This is the most interesting, comprehensive, and practical educator resource available today for working with families. Designed for students in community colleges and four-year programs and teachers/administrators who work with children of all ages. HOME, SCHOOL AND COMMUNITY RELATIONS… Price: 124.95

Home Comforts: The Art and Science of Keeping House
Home Comforts: The Art and Science of Keeping House

The classic bestselling resource for every American home. Choosing fabrics, cleaning china, keeping the piano in tune, making a good fire, folding a fitted sheet, setting the dining room table, keeping surfaces free of food pathogens, watering plants, removing stains… Price: 21.00

Filed Under: Credit Cards, Home, Misc

Mortage Rates Rise Again

December 30, 2006 By

Mortgage rates have risen again in what is normally a slow Holiday week. The rates rose 3 basis points to a 6.23 national average. Rates have risen slightly over the past few weeks.

Also sales of new homes rose this month after a dip in recent months. This uptick in the new home market was not what was expected.

Leveraged Finance: Concepts, Methods, and Trading of High-Yield Bonds, Loans, and Derivatives (Frank J. Fabozzi Series)
Leveraged Finance: Concepts, Methods, and Trading of High-Yield Bonds, Loans, and Derivatives (Frank J. Fabozzi Series)

A timely guide to today’s high-yield corporate debt markets Leveraged Finance is a comprehensive guide to the instruments and markets that finance much of corporate America. Presented in five sections, this experienced author team covers topics ranging from the basics… Price: 80.00

Loan Modification For Dummies
Loan Modification For Dummies

The crucial information you need to secure a reliable loan modification and save your homeBehind on your mortgage payments? Worried about losing your home? Don’t panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to… Price: 19.99

Filed Under: Home, Loans, Misc

Cities Using Cash Back Cards to Earn Huge Rebates!

December 29, 2006 By

I came across a great article on South Florida’s Sun-Sentinel about how cities are spending enormous amounts of money on credit cards in order to receive cash back rebates from the credit card companies.

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Here are some excerpts from this article.

  • Broward County expects to earn $50,000 in cash rebates this year by charging $10 million to $12 million on government-issued credit cards known as purchasing cards. “It’s a great program and we just keep expanding it in ways we never thought of before,” said county Purchasing Director Glenn Cummings.
  • Port St. Lucie is paying for a $24 million turnpike interchange and bridge on credit, getting $125,000 in cash-back awards, officials said. Davie bought $330,000 worth of defibrillators for the fire department on credit, earning a $1,650 cash award, said Herb Hyman, Davie’s procurement manager. However, Hyman couldn’t convince a company to take plastic for a $400,000 fire truck, which would have netted the town about $2,000.

    • I like the extra thought put into saving money, but the rewards can be a place for employees stealing if not properly tracked. Also if it costs more to earn this way, then it isn’t a good plan either. If in the long run this makes the cities earn more than it is the way to go.

    The Skinny on Credit Cards: How to Master the Credit Card Game
    The Skinny on Credit Cards: How to Master the Credit Card Game

    The Skinny on Credit Cards, How to Master the Credit Card Game. Finally, someone has written a book which is clear, concise and comprehensive on the subject of credit cards. The Skinny on Credit Cards will be helpful to everyone… Price: 14.95

    Talk Your Way Out of Credit Card Debt!: Phone Calls to Banks That Saved More Than $43,000 in Interest Charges and Fees
    Talk Your Way Out of Credit Card Debt!: Phone Calls to Banks That Saved More Than $43,000 in Interest Charges and Fees

    Learning how to talk your way out of credit card debt is the quickest, easiest, and most efficient way to start saving money! It’s true! You can call your credit card banks to negotiate a better interest… Price: 19.95

    Filed Under: Credit Cards, Misc

    Credit Card Information and Tips

    December 22, 2006 By

    Our Credit Card and Gift Tips Site has this tip about gift cards:

    Sometimes, in fact, cash is a better gift, according to Gary Brown, director of the Westchester County Department of Consumer Protection. “Cash may not seem as ‘personal’ as a gift card, but cash doesn’t expire, there are no fees and people who receive a gift of cash tend to spend only that amount. Ten percent of gift cards end up going unused, which is why merchants love them.”

    Metallic Foil Origami Paper: 18 5-7/8 x 5-7/8 Sheets in 9 Colors (Dover Origami Papercraft)
    Metallic Foil Origami Paper: 18 5-7/8 x 5-7/8 Sheets in 9 Colors (Dover Origami Papercraft)

    Origami creations take on a shiny new look with these colorful metallic foil papers. In addition to silver and gold, the shimmering assortment of hues includes burnt orange and tangerine, sapphire blue, spring and forest green, magenta, and violet. 2… Price: 5.95

    Filed Under: Misc
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