2006 December

Credit Card Rates Remain Steady

December 30, 2006 By MoreMerchant

Credit Card Rates have remained stable due to the Fed remaining steady on interest rates. There was the thought that the Fed was preparing to drop the interest rates, but in light of recent financial news that suggests a hotter US business market than though, the rates will most likely stay the same or even be raised the next time the Feds meet.

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America’s most celebrated novelist, Nobel Prize-winner Toni Morrison extends her profound take on our history with this twentieth-century tale of redemption: a taut and tortured story about one man’s desperate search for himself in a world disfigured by war.Frank Money… Price: 24.00

Home, School, and Community Collaboration: Culturally Responsive Family Involvement

Using the culturally responsive family support model, this text prepares teachers to work effectively with the diverse families of their studentsFilled with practical suggestions and reflective opportunities, Home, School, and Community Collaboration uses the… Price: 78.00

Filed Under: Credit Cards, Home, Misc

Mortage Rates Rise Again

December 30, 2006 By MoreMerchant

Mortgage rates have risen again in what is normally a slow Holiday week. The rates rose 3 basis points to a 6.23 national average. Rates have risen slightly over the past few weeks.

Also sales of new homes rose this month after a dip in recent months. This uptick in the new home market was not what was expected.

Home: A Short History of an Idea

Walk through five centuries of homes both great and small—from the smoke-filled manor halls of the Middle Ages to today’s Ralph Lauren-designed environments—on a house tour like no other, one that delightfully explicates the very idea of “home.” … Price: 16.00

Biology 2E: Search For Order In Complexity (Misc Homeschool)

Originally developed by the Creation Research Society, this classic text is now available in an updated and full-color edition. This hardbound text contains helpful questions and a thorough presentati… Price: 29.95

Filed Under: Home, Loans, Misc

Cities Using Cash Back Cards to Earn Huge Rebates!

December 29, 2006 By MoreMerchant

I came across a great article on South Florida’s Sun-Sentinel about how cities are spending enormous amounts of money on credit cards in order to receive cash back rebates from the credit card companies.

Here are some excerpts from this article.

Broward County expects to earn $50,000 in cash rebates this year by charging $10 million to $12 million on government-issued credit cards known as purchasing cards. “It’s a great program and we just keep expanding it in ways we never thought of before,” said county Purchasing Director Glenn Cummings.

Port St. Lucie is paying for a $24 million turnpike interchange and bridge on credit, getting $125,000 in cash-back awards, officials said. Davie bought $330,000 worth of defibrillators for the fire department on credit, earning a $1,650 cash award, said Herb Hyman, Davie’s procurement manager. However, Hyman couldn’t convince a company to take plastic for a $400,000 fire truck, which would have netted the town about $2,000.

I like the extra thought put into saving money, but the rewards can be a place for employees stealing if not properly tracked. Also if it costs more to earn this way, then it isn’t a good plan either. If in the long run this makes the cities earn more than it is the way to go.

Insider Secrets To Credit Card Processing (The Complete Guide To Saving Big On Credit Card Processing Costs)

This book is for any business that accepts credit cards as a payment for goods and/or services. This is a complete guide to the credit card processing industry.This book will teach you how to instantly slash your credit… Price: 0.00

Operations Management and Student CD and Student DVD Package (9th Edition)

KEY BENEFIT: This text allows students to apply what they’ve learned to real company challenges and best practices by offering a multitude of problems in the text and integrated case studies on video.KEY TOPICS: Its coverage includes an… Price: 226.67

Filed Under: Credit Cards, Misc

Credit Card Information and Tips

December 22, 2006 By MoreMerchant

Our Credit Card and Gift Tips Site has this tip about gift cards:

Sometimes, in fact, cash is a better gift, according to Gary Brown, director of the Westchester County Department of Consumer Protection. “Cash may not seem as ‘personal’ as a gift card, but cash doesn’t expire, there are no fees and people who receive a gift of cash tend to spend only that amount. Ten percent of gift cards end up going unused, which is why merchants love them.”

Colorful Owls (stickers)

-Perfect for reward or recognition, each prize pack of these acid-free and lignin-free stickers includes 24 sheets of 9 stickers each for a total of 216 stickers! Each sticker measures approx. 1″ x 1″ and they are available in a… Price: 1.99

Pinocchios Quest (Misc Homeschool)

… Price: 12.95

Filed Under: Misc