Not looking forward to the work till you die retirement plan? Why not quit working now? Not practical you say? Of course it isn’t. Here is a simple way to quit working before you die.
Don’t buy what you can’t afford. Common sense right? Wrong. Do you know that [...]

We want to take this time to say Happy Thanksgiving too all the More Merchant readers. It has been a great year and More Merchant has grown quite fast. Thank you for your support.
Tomorrow is the biggest shopping day of the year. That means many of you will brave the crowds. [...]

Canada Police today busted a ring leader in the credit card skimming practice. This credit card fraud is a bigger problem in Canada than in the US, at this time.
Calgary Police Service on Sunday seized seven skimming devices and associated tools and arrested a man who allegedly flew in from Montreal to try and [...]

We want to welcome the newest sponsor of More Merchant. Our newest sponsor is a site dedicated to helping you find the best credit card for your needs. The sponsor is 0% APR Credit Card Offers.
Thanks! We also will take this time to again thank our other sponsors:

Debt Consolidation Home Loans
Low [...]

Do you NEED a lower credit rate? You most likely will not get it if you do. If you don’t need it, have a credit score 700 or above, than you can most likely get a lower credit rate. If your credit is bad, you’re late on your payments or you have [...]

At More Merchant we often talk about Credit Scores and risk. Here is a credit score list that shows approximately the various categories of credit score risk.
Credit Score Risk Categories:

Low Risk
726-830

Medium - Low Risk
700-725

Medium Risk
626-699

Medium - High Risk
551-625

High Risk
330-550

Basicaly these are the scores that [...]