2006 February

Time to Refinance Your Life Insurance

February 27, 2006 By MoreMerchant

Today I read an article on why you need to make sure you are not paying too much for life insurance. You see, rates are continually dropping. Not because insurance companies are nice and want to save you money, but because people are living longer. Thus lower rates.

So someone who in the 1980′s was paying $1000 a year in life insurance, these days for the same insurance will most likely be paying $300 – $400 a year instead. So it is time to refinance your life insurance.

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Business For Sale; 30 — Rubber & Misc. Plastics Products; MFG-PLASTIC PRODUCTS.: An article from: Businesses for Sale: FirstList

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Filed Under: Insurance, Misc

Cut It Up

February 25, 2006 By MoreMerchant

So going through some of the most searched phrases we come across Nip Slip. Nip Slip if of course when a lady such as Janet Jackson or one of the other numerous stars let their nipple slip out of their shirt. Nip Slips seem to happen a lot to hollywood. hmmm. So thinking about nip slip, we wanted to remind you of another saying that could be catchy like Nip Slip.

Cut It up! That is right. To get out of debt, and get on the road to saving more money, just Cut It Up! Cut up those credit cards, and stop living on borrowed money. Pay cash, and don’t let your Nip Slip!

Credit Card and Debt

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From Ramen to Riches: Building Wealth in Your 20s: Or Spending, Saving, Investing and Managing Your Money to Get Rich Slowly, but Surely

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Filed Under: Credit Cards, Get Rich, Misc

3 Steps in Picking a Merchant Account

February 24, 2006 By MoreMerchant

Are you a small business that is beginning to look at accepting credit cards? If so, plan carefully. Pick the correct merchant account and you will save yourself trouble and money. Consider using paypal as long as you can but sooner or later as you grow you will need the ability to process your own payments, and the added sense of credibility this lends is a great thing for most small businesses.

1. Study the fee structures carefully. Do the math and see what is the level of business you have and how much you will end up paying. Yahoo Small Business Merchant Solutions seems to have a very reasonable program for most small businesses. Costco has some pretty decent programs for their members as well.

2. Ask about their customer service and make a phone call to check out the level of service. If they do not have 24/7 service, you may want to think again. Your ebusiness should be live 24/7 and if you have any problems you should be able to pick up the phone and get service instantly. We believe that 24×7 service is worth the added expense.

3. Ask for the level that makes sense for your business and confirm if you can upgrade as you build your business later. There is no need to sign up for premium programs (even if they offer a bigger discount) if that is what you don’t need.

They key is to smart small. Do not over spend. Keep your money for your business. You will be glad that you did.

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Filed Under: Merchant Accounts

4 Steps to Get Rich

February 23, 2006 By MoreMerchant

We often get emails how to save money How do I get save or retirement? How do I stop spending money so that I can not live paycheck to paycheck? Saving money and getting rich seems to be one of the top questions that we receive via email at http://moremerchant.com/, which is a good question to ask. It is great knowing that people want to improve not live paycheck to paycheck, and to stop living in a world of more than we can afford. We need to save more, and saving more will release us from stress of not having enough to live on.

To change your life, is not easy. To gt rich is not easy and quick. To change all your habits from the thoughts that you deserve whatever it is you want, to the idea that you owe it to yourself to save more money is not easy to do. Here are a few simple steps to change your life forever, and to help you become rich!

Alright enough talk here are the 4 Steps to Get Rich.

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Filed Under: Credit Cards, Credit Score, Get Rich, Misc, Save Money